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Lake Norman Real Estate
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Sandy Aichner GRI, ABR, Licensed in NC/SC
Phone
(704) 746-7513
Office
(704) 658-9463

E-Mail Us

RE/MAX At the Lake
121 Rolling Hill Road #110
Mooresville, NC 28117
 

Lake Norman Real Estate Map
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2007 Lake Norman Area Tax Rates
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My RE/MAX Website
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Everything About Lake Norman
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RE/MAX at the Lake 5K
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FOR SALE BY OWNER ASSISTANCE
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5 Reasons You Need A Realtor!
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Cornelius & Huntersville Neighborhoods
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VisitNC.com
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FOR SALE BY OWNER?
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5 Factors That Decide My Credit Score
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The Point
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The Farms
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The Peninsula
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8 Ways To Improve Your Credit
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7 Reasons To Own Your Own Home
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Different Types of Loans
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10 Things To Make Your House More Salable
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Common Closing Costs For Buyers
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5 Things To Do Before You Sell
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Leveraging Your Money
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Length of Your Mortgage
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Saving for the Down Payment
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Closing Costs
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How Mortgage Loans Work
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Adjustable-Rate Mortgages
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Cornelius North Carolina Real Estate
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Huntersville North Carolina Real Estate
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Mooresville North Carolina Real Estate
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Statesville North Carolina Real Estate
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Troutman North Carolina Real Estate
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Lake Wylie Homes for Sale and Real Estate Info
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NC Mountain Real Estate
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Vic Troncalli, NC Mountains Realtor
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Synergy Group
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Dov Silberman NY Realtor
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Minnesota's Real Estate Team
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2007 TAX RATES NC
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Preferred Custom Home Builders
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Utilities Connection
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North Carolina Fun Facts
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Lake Norman Realtor/Broker GRI, ABR(704) 746-7513

Lake Norman Real Estate Website

7 Reasons to Own Your Own Home
 
  1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
 
  1. Gains. Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there's no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORSÒ found that a typical homeowner has approximately $50,000 of unrealized gain in a home.
 
  1. Equity. Money paid for rent is money that you'll never see again, but mortgage payments let you build equity ownership interest in your home.
 
  1. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
 
  1. Predictability. Unlike rent, your mortgage payments don't go up over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will rise.
 
  1. Freedom. The home is yours. You can decorate any way you want and be able to benefit from your investment for as long as you own the home.
 
  1. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.
 
To calculate whether renting or buying is the best financial option for you, use this calculator courtesy of Ginnie Mae:

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